• Strategist

  • Salary + Equity

  • Fulltime | Hybrid

  • Berlin

Co-founder & CTO at Neobank for Renters

As part of the founding team, you will play a pivotal role in shaping the product and business strategy while also owning the tech strategy and managing day-to-day engineering execution. Looking ahead, you will be responsible for scaling the team and establishing the technical capabilities needed for business growth.

Overview

With rising living costs being the top concern for 57% of Germans in 2024 and housing affordability an increasing worry, financial strain is at an all-time high. Germany also has the highest rental population in the EU, with over half (52.4%) of its residents renting their homes. Now is the time to rethink financial relief for everyday living. How? By creating a product that directly tackles this crisis—helping people save on their biggest monthly expense.

Our vision is to create the first renter-focused fintech in Europe, built entirely around the needs of tenants.

How you will make an impact here

  • Leading hands-on coding, testing and delivery of our MVP – responding adaptively to the changing needs of the business and our design partners/first customers

  • Spearheading future hiring and development of the tech team and its culture

  • Taking ownership of platform development, making critical informed decisions on technical architecture and strategy

  • Working with the rest of the team to prioritise our roadmap and deliver the MVP, enabling us to test, iterate and serve our growing membership base

  • Ensuring the systems architecture and infrastructure is scalable and can support growth

  • Ensuring that the product continues to use best practices, utilising advances in AI / machine learning

  • Feeding into product strategy and commercial goals to identify opportunities to quickly deliver customer value

  • Involved in shaping the strategic direction of the business and fundraising process

Qualifications

Experience & Attributes

  • Entrepreneurial mindset, capable of working across multiple domains and thriving in a fast-moving startup environment

  • Product- and customer-focused, with a keen ability to prioritize features that drive real financial savings and engagement for renters

  • Self-starter with the ability to own and shape products from end to end and from 0 to 1

  • Resilient and performance-driven, able to excel under pressure and navigate ambiguity

  • Proven experience in leading and scaling engineering teams, balancing hands-on execution with strategic delegation to build high-performing organizations

  • Deep credibility in consumer finance and loyalty ecosystems, with a strong understanding of how incentives drive behavior and engagement

  • Strong background in fintech and payments, with expertise in integrating Open Banking, BaaS, and rewards-driven financial products

Technical Skills & Competencies

  • Platform Development & Integration – Expertise in building scalable platforms integrating diverse data sources, models, and third-party services

  • Fintech & API Integrations – Deep experience with Open Banking, BaaS, digital payments, and integrating financial services, affiliate networks, and cashback programs

  • Product Delivery in Fast-Paced Environments – Proven ability to ship products rapidly in tech startups while ensuring stability, security, and compliance

  • Customer Engagement & Loyalty Systems – Experience designing and integrating point-based rewards, loyalty programs, and gamification features

  • Agile Development & Collaboration – Strong track record in Agile environments, aligning technical execution with business goals across cross-functional teams

  • Hands-On Execution – Can architect and build scalable codebases, executing core functionality while effectively delegating. Experience with Node.js, React, Python, NoSQL & SQL databases, and API development

Benefits

  • Be a leader in an early-stage VC-backed business, working alongside the Founder & CEO

  • Salary plus significant equity stake in the business

  • Ownership in shaping the product's technological direction

  • Collaborative, creative and open work environment

  • Hands-on operational support from dedicated team of experts, as well as support from the wider FF team, including fundraising, leadership, mentorship, and network access

  • Unparalleled access to our corporate partners and wider network (for life!)

Möchtest du Teil unseres Teams werden?